Business

8 Fun and Easy DIY Moisturizers

Petroleum Jelly

Once a month, cover your hands in petroleum jelly or thick hand cream, then slip them into some soft cotton gloves for the night. In the morning, your skin will have absorbed all the cream, leaving you with the smoothest, softest hands you’ve ever had. You can also soften your feet the same way (use socks rather than gloves, of course).

Apricot Scrub

Apricot kernel oil, available at vitamin and health-food stores, is rich in vitamins A and E and is an excellent moisturizer. Combine two tablespoons of it with a half cup of brown sugar and two tablespoons of lemon juice for an exfoliating—and hydrating—hand scrub. Massage well into hands, then rinse.

Rosewater-Honey Rub

For rough patches on the hands and feet, try this rub scented with rosewater, which has been used for centuries to soothe irritated skin and is thought to help regenerate skin tissue. Whisk together two tablespoons of it, along with one tablespoon of honey, one tablespoon of apricot kernel oil, and one tablespoon of lemon juice, in a small bowl. To use, rub onto rough patches on the hands and feet, then rinse.

Olive Oil Scrub

We love this olive oil scrub for its simplicity and effectiveness! In a small bowl, add a quarter cup of olive oil and enough sugar to make a damp, runny mixture. Rub it into your hands or feet, then rinse for smooth, moisturized skin.

Dry Rub

In a small bowl, stir together a quarter cup of flaxseed or almond meal and a quarter to a half teaspoon of olive oil. The mixture will be just barely damp. Rub well into dry, rough patches on your feet, then rinse.

Sea Salt

You can pay a lot of money for a fancy sea salt scrub, or you can make your very own version in just a few minutes. Sea salt contains natural minerals not present in regular table salt. It also helps remove dead skin cells and other toxins present in the skin. In a small bowl, add one cup of sea salt and just enough olive oil to make a slightly runny mixture—you don’t want it to be too loose. Rub into dry hands and feet for several minutes before rinsing off.

Sugar

Try this quick hand scrub that combines the exfoliating power of sugar and the lactic acid in sour cream. Mix one tablespoon of sugar and one tablespoon of sour cream together, and rub into hands for a minute or two. Rinse to reveal soft, smooth skin.

Buttermilk-Almond

Try this overnight hand mask to gently remove dead skin cells. Whisk together a half cup of buttermilk and one tablespoon of almond oil in a small bowl. Submerge your hands completely, remove, and allow to dry. Then cover your hands with cotton gloves and leave on overnight. In the morning, rinse your hands well to reveal brighter skin. 

For more all natural remedies from all around the internet, check out our Health and Beauty Tips board on Pinterest. And don’t forget to sign up for our newsletter and follow us on Facebook and Instagram! 

Image courtesy of Shutterstock.

Source: quickanddirtytips.com

Crime and Safety

What To Do This Weekend

activities-to-try-this-weekend

What to Do This Weekend

Weekend plans look a lot different nowadays, eh?  I’m sure you are as sick of reading stories that begin with,  “In these unprecedented times” or “Our new reality.”  So I’m going to skip the intro and the explanation …You are being a hero by staying home and protecting the health of your family and that of your neighbors.  Thank you!  Let me reward that good behavior with a list of a few things to keep you entertained this weekend.

Absurd Planet

It’s a ridiculous tongue in cheek nature show on Netflix.  There are plenty of adult jokes disguised as nature facts.  It’s child safe and adult approved.  The whole family enjoyed it!  If you are looking for a program the whole family can enjoy, add Absurd Planet to your watch list.

Watch Party

Speaking of Netflix, did you know you can watch a movie with friends long distance?  Check out  Netflix Party. It synchronizes everyone’s video playback and adds a chat feature.  If you and your significant other aren’t quarantining together, this is certainly a fun date night option, too!

Date Night Dinner & Dessert

If you are homebound with your significant other, you’re probably ready to spice things up.   Tasty did a great feature of creating a three-course meal from the pantry.  I was impressed….especially when one of the courses was peanut butter cookies!  Follow along and cook a great meal or just get inspired to create your own pantry date night!

Stretch

We are sitting still so much more than usual.  You need to give your joints and bones and muscles some love! Stretch them out!  There are plenty of free stretching videos on YouTube and the like, but my number one recommendation is the Peloton App.  They are offering a 90-day free trial right now, after that it’s $13/month.  The full body stretches are 5-15 minutes long giving you plenty of options.  Additionally, they have meditation, boot camp, running, and walking programs.  (and no, I’m not an affiliate…I just think it’s a great app)

Try A New Summer Recipe

Yeah, cooking isn’t a groundbreaking suggestion.  Approach it a little differently today.  Think of it as a meditation.  Take your time cleaning and cutting the fresh veggies or fruit.  Maybe watch a Youtube video first and learn a new technique.  Then when you are ready, take on one of these yummy summer recipes.

Dance 

Last week I took a dance lesson to learn the moves to the Tik Tok ‘Savage’ dance. The instructor was amazing…I was a *mess*!  But I haven’t laughed that hard in a while…and it used up a lot of energy!  You can find plenty of lessons on YouTube or you can try a virtual class with Diva Dance DC.  You can literally dance like nobody is watching! And who knows…maybe you will find some hidden talent!

Phone a Friend

….not for your sake, but for theirs.  People are getting cabin fever.  They need each other.  Scroll through your phone and find the friend that you know lives alone or the friend you know wishes they were living alone, and give them shout.  It doesn’t have to be a Zoom happy hour and it doesn’t have to be an hour long.  You can simply share a happy memory you have with them.  Small interactions and gestures go a long way right now.  

That’s it for this week.  As I find specific events or awesomeness, I will share a new post weekly!  If you have ideas or events to include next week feel free to send them my hollib@apartminty.com or @Apartmentalist on Instagram.

Be Well!

Read What To Do This Weekend on Apartminty.

Source: blog.apartminty.com

Extra Income, First Time Home Buyers

How I Make Money On TikTok – How I Grew To 350,000 Followers and Made $60,000 In 6 Weeks

Do you want to learn how to make money on TikTok? Here’s how Tori grew from 0 to 350,000 TikTok followers and made $60,000 in just 6 weeks. 

how to make money on TikTokUnless you’ve been living under a rock, you have probably heard something about TikTok. TikTok is one of the most popular social media networks currently, and it is growing like crazy.

There are already over 500 million active monthly users on TikTok around the world.

So, you may be wondering if you can learn how to make money on TikTok, and any TikTok tips so that you can see success too.

That completely makes sense!

Today, I want to introduce you to Tori Dunlap.

Tori Dunlap is a nationally-recognized millennial money and career expert. After saving $100,000 at age 25, Tori quit her corporate job in marketing and founded Her First $100K. She has helped over 200,000 women negotiate salary, pay off debt, build savings, and invest.

I met her a couple of years ago in person, and she has built an amazingly successful business. I’m in awe of what she has done, and I enjoy her creative ways of helping people improve their money situation.

I asked Tori to take part in an interview on Making Sense of Cents about her explosive TikTok growth. She went from 0 to over 350,000 TikTok followers, and made $60,000 in just 6 weeks on TikTok.

In this interview, you’ll learn:

  • About Tori’s background and why she decided to start on TikTok
  • How she grew her TikTok to over 350,000 followers in 6 weeks
  • How she has made $60,000 just from TikTok in 6 weeks and how to earn money from TikTok
  • The tools needed to create TikTok videos
  • The length of time it takes to make each TikTok video
  • Whether there is room for new TikTok accounts
  • Her top TikTok tips for a newbie

And more! This interview is packed full of valuable information on how to earn money on TikTok.

I know so many people have questions about TikTok, such as how to grow on TikTok, how to make money from TikTok (including, how much money do TikTokers make?), and more, so hopefully you will find this interview both interesting and informative!

You can find Tori on TikTok here.

Related content that you may be interested in:

  • How Sailing SV Delos Makes Money on Youtube
  • How This 34 Year Old Owns 7 Rental Homes
  • How Amanda Paid Off $133,763 In Debt in 43 Months
  • How One Blogger Grew His Blog to Over 2 Million Visitors In A Year

Here’s how to make money on TikTok.

 

1. Tell me your story. Who are you and what do you do?

I’m nationally-recognized millennial money and career expert. After saving $100,000 at age 25, I quit my corporate job in marketing and founded Her First $100K to fight financial inequality by giving women actionable resources to better their money.

I’ve helped over 350,000 women negotiate salary, pay off debt, build savings, and invest — and I firmly believe that a financial education is a woman’s best form of protest.

A Plutus award winner, my work has been featured on Good Morning America, the Today Show, the New York Times, PEOPLE, TIME, New York Magazine, Forbes, CNBC, and more.

Before becoming a full-time entrepreneur, I led organic marketing strategy for Fortune 500 companies—with clients like Amazon, Apple, Facebook, Nike, the NFL, and the Academy Awards—and global financial technology start-ups. For almost five years, I specialized in social media, SEO, content, and influencer marketing to grow community and increase awareness.

I now travel the world writing, speaking, and coaching about personal finance, online businesses, side hustles, and confidence for millennial women.

 

2. How long have you been on TikTok? Why did you decide to start a TikTok account?

I only really started doing TikTok for my business in the last 6 weeks (and gained almost 350,000 followers in the process, which is wild.)

I knew that you could see accelerated growth on the platform — it’s the only main social platform that currently has more people consuming content than creating it — and it fit well with my brand.

I’m passionate about financial education as a form of protest, and making money conversations inclusive — meeting people where they are on TikTok seemed like a perfect way to do that.

To me, going viral and gaining 350,000 followers in such a short amount of time is proof that Gen Z is craving personal finance advice.

 

3. How did you get your TikTok account to explode?

I was shocked by the growth, and I’ve never seen a platform that is so creator-friendly (Facebook, for example, has become more and more business-focused.)

In terms of followers, it took me 3 days to do on TikTok what it took me 3 years to do on Instagram. But I was ready for it — I have an established, global business, credibility, and products to sell. As a former social media manager, it’s a reminder that consistency, credibility, and serving before selling are what grows your account — not paid ads or manufactured authenticity.

The big shift was a video that went viral (as of this writing, it has 3.5 million views and over 730K likes.) Having gone viral multiple times before, this was next level — I was getting 100 followers every 5 minutes.

It’s more than doubled my website traffic, increased my sales, and grown my credibility.

how to monetize tiktok

Tori’s TikTok

4. How do you make money on TikTok?

I make money through promoting my own products (like my resume template and side hustle courses) and my affiliate partners.

For example, I might talk about high yield savings accounts and send folks to the link to my affiliate bank partner.

In the last 6 weeks, I’ve made over $60,000 just from TikTok.

Now that I have a substantial following, I’m also monetizing my platform with brand partnerships, and showcasing products I believe in.

Related: 10 Easy Tips To Increase Your Affiliate Income Free Guide

 

5. How do you decide on your TikTok video ideas?

Just like the rest of my content, I focus on creating actionable resources for my followers.

Most of the questions I answer in my videos or advice I give comes from someone asking me about it, which guarantees I’ll have consumers of that content because I know it’s valuable for them.

Your audience will tell you what they want to see!

One of the smart things I did was waiting to become a creator. I was a consumer on TikTok first, sharing and enjoying videos before I started creating my own. Doing so helped me understand trends, what content well, the way the videos were shot. I got to know the landscape and followed creators doing good work.

So much of TikTok is collaborative creation, so I’ll often duet with another creator and offer my two-sense, or will be inspired by a trend or sound I see elsewhere.

 

6. What tools do you need for your videos? Is it simply your phone?

Your phone is the biggest thing you need. I also invested in a ring light/tripod to make it easier to shoot content, and to make sure the lightning was decent.

If you want to do more advanced videos, you might need editing software, a more professional camera, or props.

There is a learning curve with understanding how to shoot videos, and I was too intimidated to start for a while.

Don’t let that scare you: just like anything, it’s easy once you get the hang of it.

 

How do you get paid on TikTok?

Some of Tori’s TikTok videos.

7. How long does it take you to make each TikTok video?

Batching content has helped me save time, so I make about 5-7 videos in one session.

Because we’re still in quarantine, I often shoot without camera-ready makeup, which I think adds to the spontaneity and authenticity of the video.

I’ve also made the decision to not change clothes for every single video, it just seems like overkill.

My 15-second, talk-to-camera videos take about 10 minutes — 3 to shoot, 7 to add text and a caption.

More in-depth videos — with green screen effects or lots of text that moves — can take about a half hour.

I try to intersperse content — not only for variety’s sake, but also to keep myself sane.

 

8. What do you like about making TikTok videos? What do you not like?

Instagram has started to feel more and more like work, while TikTok allows me to be more creative.

As a theatre major, it’s a perfect platform for me to make weird faces, perform, and showcase my personality in addition to my advice.

I’ve also found TikTok a more welcoming environment. You’ll always have trolls and hateful comments, but I’ve found there’s more support and encouragement from people who aren’t following you on TikTok than on other platforms.

I really love and engage with Instagram Stories, and TikTok doesn’t have a feature like that (yet.) Stories are a good way for your audience to learn more about you and your business in a less polished way, so I think it’s harder for someone to get to know you on TikTok.

Captions are also WAY shorter, and you cannot post your hashtags in the first comment, so any explaining you need to do through text needs to be in the actual video.

 

9. Do you think there is room for new TikTokers?

YES!

More than any other social platform.

Instagram, for example, is very saturated. It’s almost impossible to discover a new account within the platform, unless a friend directly shares it with you. You’re really only seeing posts from people you already follow.

TikTok has a following tab, and also a “For You Page” tab, where they show videos they think you’ll like.

I’ve never seen an algorithm as responsive as TikTok’s, so you’ll find content that actually connects with you and your interests.

 

tiktok tips10. What tips do you have for someone wanting to start on TikTok?

Content that does well is at least one of the following: aspirational, educational, or entertaining.

You have travel vloggers showcasing their Airbnbs in Paris (aspirational), vegan chefs walking you through a recipe (educational), or a thrill-seeker trying a new stunt (entertaining.)

I found my niche between aspirational (talking about how I left my 9-5 job and built my business) and educational (how to pay off debt, invest, etc.)

Like any social platform, consistency is key. TikTok is like Twitter — you have the option of posting 7-10 times per day (and not being punished by the algorithm.) I usually try to put out 2-3 videos per day, some more complicated than others.

 

11. Are there any other TikTok tips you would like to share?

Don’t invest in TikTok unless you know your audience is there.

For example, if your potential customers are men in their 50s, they’re probably not on TikTok.

When I worked in marketing, it was easy to chase platforms or trends. It’s easy to feel like you need to be everywhere in order to make sure you’re relevant.

But if the audience you’re looking to target is largely not on a platform, don’t invest time and money in it.

Do you want to learn how to make money on TikTok and how to grow on TikTok?

The post How I Make Money On TikTok – How I Grew To 350,000 Followers and Made $60,000 In 6 Weeks appeared first on Making Sense Of Cents.

Source: makingsenseofcents.com

Crime and Safety

What to Do this Weekend: Date Night In Ideas

Date-night-in

We are a month and a half into quarantine and date nights in many households have devolved into, ‘What have we not seen on Netflix yet?’  While we are all ready to get back out and about, there are plenty of fun date night at home options to help you enjoy and appreciate your partner.  This post is partially inspired by the fact that we are celebrating our wedding anniversary tonight and I was already doing so research on what to do this weekend.  I figured if I was already doing the work, I might as well share the wealth with you all!  

Check out a few of our best date night in ideas

Name that Tune

This really is a fun activity that we typically do on road trips, but it works just as well for date night.  Play each other your favorite songs from different eras or events in life.  

What song was popular when you went to your first school dance?  Did you ever learn a choreographed dance to a song?  What was it?  What was your first favorite country/hip hop/punk song?  Did you ever dedicate a song to someone on the radio? Make a mixtape?  First breakup/heartbreak song you listened to 100 times?

Music is such an integral part of our memories.  It is sure to bring out some great stories from your partner that you have never heard before and some great stories from your past that you may have completely forgotten about. All you really need is a Spotify account, your beverage of choice!

Wine Tasting

This is an amusing challenge for the nose and tastebuds.  Taste three (or five–no judgment here) wines and figure out which is which based solely on the tasting notes….you know the ‘hints of pencil lead and cranberry.’  This can be made romantic with dim lights and some candles or you can make this more upbeat with some fun background playlists.

Optional additions to make the night more festive: Cheeses, nuts, olives, crackers, honey

Minute to Win It

Impress each other with feats of strength and balance.  This is an evening bound to be full of laughter.  Check out this video for inspiration! Challenges include…

  • Face the Cookie.
  • Stack Attack.
  • Movin’ On Up.
  • Junk in the Trunk.
  • Suck It Up.
  • Penny Hose.
  • Ping Pong Bounce.

Sweets for Sweethearts

Bake together…even if neither of you is an expert in the kitchen, learning something new together is good for relationships!

Here are some recipes that have videos to go along with them

For easy cooking try these 3 Ingredient Desserts

For all those ripe bananas on your counter

For when you can only be trusted with the microwave

20 Questions

It sounds silly, but this really can be a learning experience. If you’ve been together you may think you know all the answers…but remember people’s tastes and preferences change.  Do you really know that sweet tarts are still his favorite candy? Or is Paris still her number one destination? The answers could surprise you!

Double Date 

Yes! This is actually possible via Netflix Party.  Pick a movie ahead of time, grab the popcorn and candy and chat with your favorite duo.  

Take a trip down memory lane

Look at each other’s pictures from your favorite vacation together.  You’ll be surprised to see the vacation through their eyes and their memories.  You can relive the best times together and appreciate it in a whole new way.  Bring in even more sensory memories by adding a favorite food or drink you discovered during that trip.

Or Take a Virtual Trip

Ever wonder what Venice is like during lockdown?

Join Travel Curious on their next tour with your Venetian born guide, Luca, who will take you on a live virtual walking tour of Venice and will end up in the Venetian mask-maker artisan shop. 

Join for free on their Instagram Live feed on May 15 2020 at 15:00pm BST / 10:00am EST

https://www.instagram.com/travelcurioustours/?hl=en

Read What to Do this Weekend: Date Night In Ideas on Apartminty.

Source: blog.apartminty.com

Cash Back, Mortgage News

Stacking up deals to max out cash back, points on holiday shopping

It’s shopping season, and millions of us who aren’t out shopping in stores right now are sitting in front of our computers buying out the internet. It doesn’t matter if you’re shopping for groceries or gifts – if shopping is on your to-do list this month, you’re in luck.

With retail stores scrambling for shoppers, the cash-back craze gone wild and banks offering up to 10 points per dollar on some purchases to entice consumers to use their credit cards, the opportunities for stacking deals upon deals has reached fever pitch.

Right now, there are more stackable offers for online shopping than I’ve ever seen in all my years of points wrangling. There are so many offers, in fact, that some days I find myself in shopping paralysis trying to decide which credit card to pair with which offer and accompanying points or cash back portal to get the best return. These are the good kinds of 2020 problems that put money back into your pocket.

See related: Not traveling anytime soon? Here’s what do to with your points and miles

Getting started with deal-stacking

If you’ve never heard of deal stacking, it’s just a fancy term for using multiple coupons or deals to maximize your savings or earnings on one purchase. In the travel-rewards world, we also like to call it the double or triple dip.

Getting started with deal stacking is as easy as considering each and every one of these three steps or ‘stacks’ anytime you make a credit card purchase.

Stack 1: Check for credit card offers and register if needed

Always choose the card that will earn the most points per dollar spent in your purchase category. And don’t forget to register for any special offers from your credit card to earn bonus points or discounts. These offers are usually easy to find by logging into your credit card account.

Stack 2: Shop using cash back- or points-earning portals

Before you buy online, always access the online store via a shopping portal like Ibotta or Rakutan rewards if you’re looking for cash back. If you’re collecting points, try the portal of your favorite airline, hotel group or bank program.

A tool like Cash Back Monitor can help you decide which portal will offer you the best return for each purchase you’re planning to make.

Stack 3: Scan your receipts for more rewards

After you make your purchase, scan your receipt into an app like Fetch Rewards or CoinOut to accrue points that can be turned into gift cards for more shopping – and even more savings.

Deal-stacking in practice

My friend Angel Trinh over at Pennywise Traveler is a rock star on deal-stacking and loves to share tutorials on her stacking successes. Because points-stacking is best explained through example, here’s how she’s stacking up deals for her Amazon purchases this month using her American Express® Gold Card.

Putting into practice the first stacking principle, when Trinh checked her American Express Gold Card account this month, she saw that she was targeted with an offer to earn 8 Membership Rewards points per dollar on Amazon purchases (up to 3,000 points). She registered her card for the offer, then set out to spend $375 – the amount it would take to max out the bonus to earn the full 3,000 points.

“For American Express, the best way to maximize deal stacking and to save money is to add AmEx offers to your account,” Trinh explains. “You can add a maximum of 100 offers to your account for discounts.”

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